AMERICAN APPLE MORTGAGE

Real Estate Sales

Residential ● Multi-Family ● Commercial

Call Today for your Free Consultation
213-380-5626
Office in Los Angeles

american apple mortgageabout american apple mortgageloan optionsmortgage advisor testimonialsmortgage loan faqcontact american apple mortgage

American Apple Mortgage FAQS



Why use a Mortgage Broker instead of a Bank?

 

Banks can only offer the programs they have. A mortgage broker can review hundreds of loan programs and select the one that is best for you and gives you the best rate. For most banks, mortgage lending is only a small part of their overall business, maybe as little as 10 to 15%. They get business because of their brand. Not because of their rates and not because of their service. So how can a mortgage broker stay in business. The answer is by outperforming the banks. Lower interest rates, better service, and more products.


What’s the difference between a Mortgage Broker and an Institutional Bank?

 

Institutional Banks, and you know who they are, offer home loans. Often times when a borrower thinks of getting a home loan, they think of their bank. But here are some of the differences between your bank and a mortgage broker. Banks offer only their loan products, which may or may not be the best product for the customer. However, the mortgage broker has this large pool of resources from which he can choose and use to provide the best possible loan specifically for you.

Also banks work specific hours, a broker does not, and therefore is available most any time. Bank employees work on salary. They get paid whether they give you their best or not. Mortgage brokers work on salary. They don’t get paid until the transaction closes. Therefore, therefore service means everything.


What is a Point?

 

Points are a percentage of the Loan Amount. For example if the loan amount was $300,000 and the charge was one point(1% of 300,000) = $3,000.


 

 

 

 

 

 

TRUST  SERVICE  HONESTY  - AMERICAN APPLE MORTGAGE

 

Buying a Home

First Time Home Buyer

Consolidate Your Debt

Refinance Investment Property

Take Cash Out From Your Home

Lower Your Payment

Moving and Buying a Home

Buying a Vacation Home

Investor Purchase

 

• Loan Processing
• Equity Lines of Credit
• Refinance
• FHA
• VA
• Prime
• First Home Buyer
• Commercial Loans
• Apartment Loans
• Non Owner Occupied

 
Home Value: $
Loan amount: $
Interest rate: %
Loan term: years
Start date:
Property tax: %
PMI: %
Output parameters
 

american apple mortgageabout american apple mortgageloan optionsmortgage advisor testimonialsmortgage loan faqcontact american apple mortgage

2011 AmericanAppleMortgage.com | Privacy Policy | Sitemap